Our Business
 
 
  Financing
  PHL is an organization that originates loans for businesses. Much like a bank, our Company typical acts as a lending entity by extending credit. Instead, we draw funding from banks and various other money market resources. Our company extends credit to individuals for commercial use.
 
  Hire Purchase
  Hire Purchase is a mode of financing the price of goods to be sold on a future date. The goods are lent on hire, the purchase price is to be paid in instalments and the hirer is allowed an option to purchase the goods by paying all the instalments.
 
  Investing
  In PHL investment has added meanings to finance and economics. Investment is putting money into something with the expectation of gain, usually over a longer term. Most of all forms of investment involve some form of risk, such as investment in equities, property, and even fixed interest securities which are subject, inter alia, to inflation risk. In our Company, investment is related to saving and deferring consumption.
 
  Leasing
  For PHL leasing is a financial service in which the property of the leased asset remains with the leasing company while the lessee obtains the right to use the asset by paying lease rentals for the life time of the leasing contract. We provide leasing facility in which we provide our customers leasing of assets.